ADVERTISER DISCLOSURE

Terms of Use

Welcome to charterfunding.com (the "Site"). By using this Site, you agree to comply with and be bound by the following terms and conditions of use. Please review these terms carefully. If you do not agree with these terms, you should not use this Site.

Charter Funding Terms of Use

These Terms of Use ("Terms") govern your access to and use of the Site and services provided by Charter Funding ("Company", "we", "us", or "our"). By accessing or using the Site, you agree to be bound by these Terms.

USE RESTRICTIONS

You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to use the Site:

  • In any way that violates any applicable federal, state, local, or international law or regulation.
  • To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," or "spam."
  • To impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity.
  • To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Site.
  • In any manner that could disable, overburden, damage, or impair the Site or interfere with any other party's use of the Site.

Interaction with the Content Contained

This Site may include content provided by third parties, including materials provided by other users, bloggers, and third-party licensors, syndicators, aggregators, and/or reporting services. All statements and/or opinions expressed in these materials are solely the opinions and the responsibility of the person or entity providing those materials.

Intellectual Property Rights

The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by the Company, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

At Charter Funding, We Expect Professional Conduct by Everyone

General Interactions

You may not use the Site to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability.

User Content

Any content, material, information, or ideas that you post on or through the Site, or transmit to the Company by any means ("User Content") is and will be treated as non-confidential and non-proprietary.

Indemnification

You agree to defend, indemnify and hold harmless the Company, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms.

DISCLAIMER

YOUR USE OF THE SITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE IS AT YOUR OWN RISK. THE SITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND.

Limitation of Liability

IN NO EVENT WILL THE COMPANY, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE SITE.

Waiver and Severability

No waiver by the Company of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or condition. If any provision of these Terms is held by a court to be invalid, illegal, or unenforceable, such provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable.

Entire Agreement

These Terms of Use and our Privacy Policy constitute the sole and entire agreement between you and Charter Funding regarding the Site and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Site.

Feedback

If you provide us with any feedback, suggestions, or recommendations regarding the Site ("Feedback"), you hereby assign to the Company all rights in such Feedback and agree that the Company shall have the right to use and fully exploit such Feedback.

Do Notifications and Other Communications Apply?

All notices, requests, demands, and other communications under these Terms shall be in writing and shall be deemed to have been duly given on the date of service if served personally or by email.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.

YOUR INFORMATION IS SAFE. SECURE SSL ENCRYPTION.

Charter Funding is here to help you move toward financial confidence by connecting you with lender options that may fit your needs, no matter your credit background.

The operator of this website, United Funding Systems LLC d/b/a Charter Funding, provides loan referral services but does not make personal loan, underwriting, or credit decisions. This website does not constitute an offer or solicitation to lend. Providing your information on this website does not guarantee that you will be approved for a personal loan. The operator of this website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product.

Personal loans offered through our lending partners range from $10,000 to $100,000, with annual percentage rates (APRs) from 5.95% to 36% and repayment terms from 24 to 240 months. In no case will the maximum APR exceed 36%. The lowest rates, largest loan amounts, and longest repayment terms are reserved for applicants with excellent credit; your actual rate, amount, and term depend on your credit profile, income, and the lending partner's underwriting criteria. Not all applicants will qualify.

Your actual interest rate depends upon credit score, loan amount, loan term, and credit usage and history, and will be agreed upon between you and the lending partner. An example of the total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 15% would be equivalent to approximately $12,497.53 over the 36 month life of the loan.

Checking your interest rate generates a soft inquiry on your credit report, which is visible only to you. Individual lenders may perform a hard inquiry that could affect your credit score when you submit an application for credit.

The information you provide will be shared with lenders and third parties in order to process your request.