ADVERTISER DISCLOSURE

Privacy Policy

This Privacy Policy describes how Charter Funding ("we", "us", or "our") collects, uses, and shares your personal information when you visit charterfunding.com (the "Site") or otherwise interact with us.

DISCLOSURES

Charter Funding provides loan referral services but does not make personal loan, underwriting, or credit decisions. This website does not constitute an offer or solicitation to lend. Providing your information on this website does not guarantee that you will be approved for a personal loan. The operator of this website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product.

COOKIES

When you visit our Site, we may place "cookies" on your computer to recognize you. We do this to store your preferences, collect statistical data and track your use of our Site. Cookies are widely used, and most web browsers are configured initially to accept cookies automatically. If you prefer not to accept cookies, you may adjust and configure your browser settings accordingly. However, if you turn off cookies, or refuse to accept a request to place a cookie, some features and services on the Site may not function properly.

USE OF DATA

We use the data we collect to provide you with the products and/or services you request, improve our services, personalize your experience, conduct analytics, and communicate with you. We may also use the data to comply with legal obligations, resolve disputes, and enforce our agreements.

DISPUTES

Any dispute, claim, or controversy relating to your use of the Site or this Privacy Policy shall be governed by and construed in accordance with the laws of the State of California without giving effect to any choice or conflict of law provision.

DISCLOSURE OF INFORMATION TO THIRD PARTIES

We may share your personal information with third parties for business purposes, including but not limited to: trusted partners, service providers, marketing partners, and analytics providers. We require that these third parties maintain the confidentiality and security of your personal information.

CLICK-STREAM DATA, AND PASSIVE WEBSITE DATA

When you visit our Site, our servers may automatically record certain information that your web browser sends, including your web request, Internet Protocol (IP) address, browser type, referring / exit pages and URLs, number of clicks, domain names, landing pages, pages viewed, and other information.

LINKS TO OTHER SITES

Our Site may contain links to other websites. We are not responsible for the privacy practices or the content of such websites. We encourage you to read the privacy statements of each and every website that collects personally identifiable information.

INFORMATION COLLECTED, USED & STORED

We collect various types of information in connection with the services we provide, including: information you provide to us directly, information we collect automatically, and information we receive from third parties.

DO NOT TRACK DISCLOSURE

We do not track our visitors across third party websites to provide targeted advertising and therefore we do not respond to Do Not Track (DNT) signals.

SECURITY MEASURES

We implement a variety of security measures to maintain the safety of your personal information. We use secure socket layer (SSL) technology to protect sensitive information transmitted online.

ACCESS TO PERSONALLY IDENTIFIABLE INFORMATION

If your personally identifiable information changes, you may correct, update, or delete it by emailing us at support@charterfunding.com.

CHILDREN'S PRIVACY

Our Site is not directed to children under the age of 18. We do not knowingly collect personal information from children under 18.

LEGAL DISCLAIMER

We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order, or legal process served on our Site.

CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes.

CONTACT INFORMATION

If you have any questions about this Privacy Policy, please contact us at:
Charter Funding
901 W Civic Center Dr, Suite 400, Santa Ana, CA 92703
support@charterfunding.com
(800) 203-8911

YOUR INFORMATION IS SAFE. SECURE SSL ENCRYPTION.

Charter Funding is here to help you move toward financial confidence by connecting you with lender options that may fit your needs, no matter your credit background.

The operator of this website, United Funding Systems LLC d/b/a Charter Funding, provides loan referral services but does not make personal loan, underwriting, or credit decisions. This website does not constitute an offer or solicitation to lend. Providing your information on this website does not guarantee that you will be approved for a personal loan. The operator of this website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product.

Personal loans offered through our lending partners range from $10,000 to $100,000, with annual percentage rates (APRs) from 5.95% to 36% and repayment terms from 24 to 240 months. In no case will the maximum APR exceed 36%. The lowest rates, largest loan amounts, and longest repayment terms are reserved for applicants with excellent credit; your actual rate, amount, and term depend on your credit profile, income, and the lending partner's underwriting criteria. Not all applicants will qualify.

Your actual interest rate depends upon credit score, loan amount, loan term, and credit usage and history, and will be agreed upon between you and the lending partner. An example of the total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 15% would be equivalent to approximately $12,497.53 over the 36 month life of the loan.

Checking your interest rate generates a soft inquiry on your credit report, which is visible only to you. Individual lenders may perform a hard inquiry that could affect your credit score when you submit an application for credit.

The information you provide will be shared with lenders and third parties in order to process your request.