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About Charter Funding

Charter Funding extends our hands outward to give everyone access to fair and transparent lending options. Think of our company as a sturdy bridge that prevents you from drowning in a sea of debt or other unplanned expenses. Our mission is to empower individuals by offering a variety of loan products tailored to the needs of our esteemed clientele.

We offer consolidation loans to help you easily manage multiple debts. Our personal loans are great for taking care of surprise or planned expenses.

What Sets Charter Funding Apart

1

Integrity

We operate with honesty and transparency. Our skilled and professional team also ensures borrowers understand their offers.

2

Customer-Centric Approach

Our focus is on helping borrowers achieve their financial goals.

3

Efficiency

Charter Funding uses streamlined processes for lightning-fast approvals and disbursements.

Whether you need a consolidation loan, a personal loan for remodeling, or you're an individual needing financial assistance, Charter Funding is here to bridge the gap. Let us be a trusted partner to help you along your financial journey!

A path that's easy to follow

A simple, straightforward path from start to finish.

1

Check Your Rate

Tell us a little about yourself so we can aim to find a qualifying rate.

2

Choose Your Plan

You choose the plan that works best for you from the options our trusted partners offer.

3

Receive Your Funds

Your money could be deposited into your account in as little as 24 hours.

Your funds may be deposited into your account in as little as 24 hours.

Check rate
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Charter Funding is here to help you move toward financial confidence by connecting you with lender options that may fit your needs, no matter your credit background.

The operator of this website, United Funding Systems LLC d/b/a Charter Funding, provides loan referral services but does not make personal loan, underwriting, or credit decisions. This website does not constitute an offer or solicitation to lend. Providing your information on this website does not guarantee that you will be approved for a personal loan. The operator of this website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product.

Personal loans offered through our lending partners range from $10,000 to $100,000, with annual percentage rates (APRs) from 5.95% to 36% and repayment terms from 24 to 240 months. In no case will the maximum APR exceed 36%. The lowest rates, largest loan amounts, and longest repayment terms are reserved for applicants with excellent credit; your actual rate, amount, and term depend on your credit profile, income, and the lending partner's underwriting criteria. Not all applicants will qualify.

Your actual interest rate depends upon credit score, loan amount, loan term, and credit usage and history, and will be agreed upon between you and the lending partner. An example of the total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 15% would be equivalent to approximately $12,497.53 over the 36 month life of the loan.

Checking your interest rate generates a soft inquiry on your credit report, which is visible only to you. Individual lenders may perform a hard inquiry that could affect your credit score when you submit an application for credit.

The information you provide will be shared with lenders and third parties in order to process your request.