Frequently Asked Questions
1. What is Charter Funding?
Charter Funding is a lender based in Santa Ana, CA. We offer a wide range of personalized loan products. We follow a customer-centric approach, operating with complete transparency to help our borrowers achieve their financial goals.
2. Is Charter Funding Legit?
Yes. We provide a wide range of tailored loan products and have helped thousands of consumers attain financial security. See our full legitimacy verification guide for our legal entity, NMLS ID, and how to check us yourself.
3. Why is Charter Funding better than other loan providers?
At Charter Funding, we believe that everyone deserves access to accessible, transparent lending options. Our loan products are always tailored to your specific needs and we can accommodate a wide variety of applicants, regardless of your credit history. Expect a quick, streamlined loan approval process with funds deposited to your account in as little as 24 hours.
4. What types of loans does Charter Funding offer?
Charter Funding offers a wide variety of loan products, including personal loans, as well as consolidation loans. You can choose from multiple available plans in each category to secure the optimal financing model for your needs.
5. Can I consolidate my credit card debt with Charter Funding?
Yes! We offer consolidation loans that you can use to consolidate your credit card debt or high interest loans into one fixed rate loan. This can help potentially reduce your monthly payments and save you thousands a year.
6. I've received a mailer from Charter Funding with an eligibility ID for a loan. How do I secure this loan?
Each mailer contains an eligibility ID and a prequalified loan amount you're eligible for. Simply enter this eligibility ID here and complete your loan application online.
7. Do I need an eligibility ID to secure a loan with Charter Funding?
No! Anyone can apply for a Charter Funding loan. Simply click here to start a new loan application.
8. How much can I borrow?
The amount you can borrow depends on a range of factors, including the type of loan you're applying for. Reach out to us to learn more about borrowing limits or apply online for a loan.
9. How quickly can I access my funds?
One of the highlights of our service is how quickly we process loan applications. Our consumers see funds deposited in their accounts in as little as 24 hours.
10. How do I contact Charter Funding?
You can contact us via email at support@charterfunding.com or simply call us at (800) 203-8911. Our trained advisors are available to assist you 24/7.